Build Your Fallback Funds Before The Next Surprise Hits
Use a Stealth Capital Stack of 0% credit lines to quietly build $50K–$150K in backup liquidity—without touching your home equity or wrecking your credit score.
No hard inquiry to check.
Banks Can Freeze. Bills Don't.
Tax hikes. Emergency repairs. Income shocks. Medical bills. Market downturns. When surprises hit, you need backup liquidity fast—not a loan application that takes weeks or a HELOC that puts your home at risk. A Stealth Capital Stack gives you standby funds ready when you need them most.
Start Your Eligibility CheckInterest Advantage
Stack multiple 0% intro APR credit lines for 12–21 months. Use the money interest-free, then rotate or pay down before rates kick in.
Asset Firewall
100% unsecured credit. Your home, car, and retirement accounts are never used as collateral. No liens. No risk to your core assets.
Phantom Tradelines
Certain business credit lines don't report to your personal credit bureau—giving you liquidity without impacting your personal credit score.
How It Works
Apply
Share your name, email, and phone number for an instant approval number.
FREE Consultation
Speak with our experts to assess best options and initiate the process.
Get Funded
We connect you to unsecured credit lines, delivering funds within 7–14 business days.

"I Treat This Like Ammunition."
I've been stacking 0% credit lines for over a decade. When opportunity knocks—or when trouble hits—I don't scramble for a loan or drain my savings. I deploy capital from my Stealth Capital Stack. It's there when I need it, invisible when I don't. That's the difference between reacting and being ready.
— Matt, Real Estate Investor & FallbackFunds Strategist
Who This Is For
Homeowners 50+
Build a backup fund for surprise expenses—roof repairs, medical bills, family emergencies—without touching your home equity or retirement savings.
Real Estate Investors
Fund down payments, rehab projects, or bridge gaps between deals without draining your cash reserves or waiting on traditional financing.
Business Owners
Cover payroll, inventory, or marketing during choppy times. Keep your business running smoothly without high-interest loans or giving up equity.
How Much Backup Liquidity Could You Build?
Most qualify for $50K–$150K. 60-second estimate.
START THE 60-SECOND CHECK