Privacy Policy
Last Updated: December 10, 2025
1. Introduction
This Privacy Policy describes how FallbackFunds ("we," "us," or "our") collects, uses, and discloses information about you when you access or use our website and services. By using our services, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
2.1 Personal Information
We may collect personal information that you voluntarily provide to us, including but not limited to: name, email address, phone number, financial information, credit history, employment information, and any other information you choose to provide.
2.2 Automatically Collected Information
We automatically collect certain information when you visit our website, including IP address, browser type, device information, pages visited, time spent on pages, and other diagnostic data.
2.3 Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track activity on our website and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.
3. How We Use Your Information
We may use the information we collect for various purposes, including:
- To provide and maintain our services
- To process your pre-qualification requests and applications
- To communicate with you about our services
- To send you marketing and promotional materials
- To analyze and improve our website and services
- To detect, prevent, and address technical issues or fraud
- To comply with legal obligations
4. Information Sharing and Disclosure
We may share your information with:
- Partners and Affiliates: Including Guiding Light Partners and Loophole Lending for service delivery
- Service Providers: Third-party companies that perform services on our behalf
- Financial Institutions: Credit card companies, banks, and lenders as necessary
- Legal Requirements: When required by law or to protect our rights
- Business Transfers: In connection with any merger, sale, or acquisition
5. Data Security
While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. No method of transmission over the Internet or electronic storage is 100% secure. You acknowledge and accept the inherent security risks of providing information online.
6. Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
7. Your Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access your personal information
- The right to request correction of inaccurate information
- The right to request deletion of your information
- The right to object to processing of your information
- The right to data portability
To exercise these rights, please contact us using the information provided below.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.
9. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us immediately.
10. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time without prior notice. Any changes will be effective immediately upon posting on this page. Your continued use of our services after any changes constitutes acceptance of the updated Privacy Policy.
11. Contact Us
If you have any questions about this Privacy Policy, please contact us:
FallbackFunds
Email: info@fallbackfunds.com
Phone: (800) 555-1234
Important Disclaimer
By using our services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. You further acknowledge that the collection, use, and sharing of your information as described herein is necessary for the provision of our services and that you consent to such practices.